Category: Financial Literacy
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Defining Happiness
A friend asked me once if I am happy. As I try to be perfectly honest with her I know she wouldn’t understand. I know we differ and that no word can fully explain the deeper meaning of happiness for someone like me. It’s always like this, the more I…
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What I Learned from this Pandemic
In Metro Manila, we are almost on the finish line of the second phase. Some of us have spent most of our time at home and is actually getting used to the routine this past two months we have been living. In just a snap of a hand, everything stopped……
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Where to Find Investing Funds
You’ve attended enough seminars and jotted down too many notes and obviously, you are so eager to invest on a property, too excited to take on the big leap of trying that 100% strategy you just heard. I can imagine the energy! The momentum is there. And then you found…
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The Mindset to Get Out of the Rat Race
Most of the time we get confused on what path to go next or what project to do now. We sometimes have the question lingering in our mind, what’s there for me? As I have understand from these inspirational people in my life — we can control our thoughts, we…
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Different Types of Income Strategies from Inspirational People
Bob Proctor trade time for money (employee, job) invest money to earn money (stocks, bonds) set-up multiple sources of income (passive income) Robert Kiyosaki earned income (employee, job) portfolio income (stocks, bonds) passive income (invest in real estate, etc) My thoughts: they both offer the same principle of income…
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Checklist of Requirements for PAG-IBIG Housing Loan (Construction of House / Home Improvement)
Basic Requirements (Upon Loan Application) Housing Loan Application with recent ID photo of borrower/co-borrower (if applicable) (2 copies) Proof of Income (see Income Document) One (1) valid ID (photocopy, back-to-back) of Principal Borrower and Spouse, Co-Borrower and Spouse, and owner of title (for accommodation mortgage), if applicable. Transfer Certificate of…